Our debt collection agency facilitates purchasing, restructuring and collection of indebtedness in New York City. In particular, we are specialized in recovery of the following types of arrears:

• due payments under contracts with independent contractors;

• loan proceeds;

• unpaid wages;

• unpaid rent;

• damages to property, such as real estate damages and car crash damages;

• other debts.

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The debt requirements. The collected debt should meet the following requirements: 

1. the debt has not been prepaid in fully in any form; 

2. the debtor has been informed about the assignment;

3. the full amount of the debt is due and owing by the debtor to the assignor; 

4. the debt is due less than 365 calendar days; 

5. the debt is not a payday loan or any other type of a high-interest loan;

6. the assignor now has a good right, full power and absolute authority to assign its right, title and interest in and to the Debt according to the true intent and meaning of this agreement;

7. the assignor has NOT been unjustly enriched from the debtor or any other person in any way in course of the Contract;

8. the assignor is NOT violating the duty of good faith and fair dealing in any way toward any person;

9. the contract between the debtor and assignor is NEITHER unfair NOR unconscionable;

10. the statute of limitations (usually it is 6 years period) has NOT passed;

11. the debt was NOT discharged in bankruptcy;

12. the property or services have been provided under the contract between the debtor and assignor at a commercially reasonable price;

13. there is no identity mistake in the personality of the debtor. 

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